Providing you with a better way to be treated is our top priority. We accept a range of insurance and offer self-pay discounts for those who are uninsured.

Insurance

Please bring your current insurance card and a photo ID to each visit. Co-payments are due at the time of service. Deductibles or uncovered charges will be your responsibility and may be requested at the time of service. If you have questions regarding your coverage, please refer to the member service phone number on the back of your insurance card and contact them to check your coverage with Hudson Physicians.

Medicare

We accept fee assignment of Medicare claims; claims will be submitted directly to Medicare by our office. The portion of the fee not paid by Medicare will either be billed to the patient or filed to a secondary insurance.

Credit Policy

Collection of insurance deductibles, co-payments and any other charges not covered by a patient’s insurance plan are due at the time of service. All accounts not collected at the time of service are due within 30 days from receipt of the billing statement, unless prior arrangements have been made with the business office. New patients to the clinic who live out-of-area, that are uninsured or carry a non-contracted insurance, will be asked to pay for their services at the time of their appointment. Hudson Physicians reserves the right to request payment at the time of service at the discretion of Business Office personnel.

Patients are responsible for payment of their account regardless of insurance coverage.fse Hudson Physicians does not accept responsibility for collecting on a disputed claim. Delayed payment by an insurance carrier is not a valid reason for delayed payment on an account. Hudson Physicians does accept Visa, MasterCard, Discover, and American Express. Online bill pay is also available. Please contact our Business Office at 715-531-6810 for more information.

Self-Pay Discount

Hudson Physicians requires a $200 down payment at check-in. Any services rendered that are not covered by the down payment or discount will be billed to the patient. The qualifications for the self-pay discount are as follows:

• Uninsured/underinsured patients
• Patients seeking care out of network with no out of network benefits
• Termed coverage
• Uncovered services per patient benefits
• Patients that have personal insurance but request we do not file

Services that are NOT eligible for the 20% self-pay discount include:

• DAT Labs
• FAA/DOT Physicals
• Medical testimony/depositions
• New baby visits (will eventually have personal insurance)
• Travel consults (per HealthPartners contact we must file claim)
• Flu/COVID/RSV vaccines (charge base rate)
• Hearing Aids
• Platelet Rich Plasma (PRP)
• Micro fragmented Adipose Tissue Injection (MFAT)
• Bone Marrow Aspirate Concentrate (BMAC)
• Fellow Post Vasectomy Semen Analysis and Fertility Testing

Self-pay patients are required to make regular payments and will forfeit the self-pay discount if you fail to make required payments and the balance is sent to our collection agency.